Insuring conditions

Requirements

  1. The insured must be 20-60 years old.
  2. The insured must not have high risk occupation such as mason, electrician, carpenter, plumber, mechanic, cabin crew works on a bus, ship or airplane, taxi motorist, messenger, driver, labor, worker, security guard, factory worker, antenna installing technician, etc.
  3. The insured must be healthy and not crippled or has no disability and serious underlying diseases
  4. hepatitis B,C, AIDS or HIV positive blood, diabetes, chronic kidney disease or kidney failure, heart disease, chest pain, hypertension, dyslipidemia, pneumonia, alcoholism or emphysema

(The Company reserves the right to consider application forms that contain complete and accurate information)



Crucial exclusions for standard plan

This insurance does not cover any medical expenses occur injury or illness caused by

  1. Injury or illness (including complication) has been occurring and has not been cured for 5 years before the effective date.
  2. Alternative medicine, alcoholism treatment, drug addiction treatment, suicide
  3. Sexually transmitted diseases (STDs), AIDS


Remarks:

  1. Terms, conditions and exclusions are in line with what stated in the policy.
  2. Please thoroughly read all the details of coverage, terms and conditions before purchasing the insurance.